{"id":138,"date":"2026-06-24T01:51:35","date_gmt":"2026-06-24T01:51:35","guid":{"rendered":"https:\/\/cmcdeploytwo.co.nz\/pacific\/?page_id=138"},"modified":"2026-07-08T09:50:50","modified_gmt":"2026-07-07T21:50:50","slug":"personal-loan-rates-fees","status":"publish","type":"page","link":"https:\/\/cmcdeploytwo.co.nz\/pacific\/personal-loan-rates-fees\/","title":{"rendered":"Personal Loan Rates &#038; Fees"},"content":{"rendered":"<div class=\"wpb-content-wrapper\">[vc_row full_width=&#8221;stretch_row&#8221; content_placement=&#8221;middle&#8221; column_spacing=&#8221;0px&#8221; css=&#8221;.vc_custom_1782263323255{padding-bottom: 0px !important;background-image: url(https:\/\/cmcdeploytwo.co.nz\/pacific\/wp-content\/uploads\/2026\/06\/blue-pattern-copy.webp?id=127) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: contain !important;}&#8221; wpex_bg_color=&#8221;#cce5f5&#8243; wpex_bg_position=&#8221;right center&#8221;][vc_column width=&#8221;1\/2&#8243;][vc_column_text css=&#8221;.vc_custom_1782265415808{padding-top: 80px !important;padding-bottom: 80px !important;}&#8221;]\n<h1>Rates and fees<\/h1>\n<p>At Pacific Finance we believe in being completely upfront about what a loan will cost. Before you agree to anything, we&#8217;ll walk you through your repayments, interest rate and any fees that apply &#8211; so there are no surprises.[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243;][\/vc_column][\/vc_row][vc_row column_spacing=&#8221;60&#8243; remove_bottom_col_margin=&#8221;true&#8221; css=&#8221;.vc_custom_1782265760732{margin-top: 50px !important;margin-bottom: 50px !important;}&#8221;][vc_column width=&#8221;1\/2&#8243;][vc_column_text css=&#8221;&#8221; text_align=&#8221;left&#8221;]\n<h2>Our standard<br \/>\ninterest rate<\/h2>\n<p>Our standard interest rate is <strong>29.5% per annum.<\/strong><\/p>\n<p>Your exact rate and repayment schedule will be clearly explained before you agree to anything. If you have questions about what this means for your specific loan, our team is happy to walk you through it in plain language.[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_column_text css=&#8221;&#8221; text_align=&#8221;left&#8221;]\n<h2><span style=\"color: #00adee;\">Schedule of<br \/>\nrates and fees<\/span><\/h2>\n<p>For full details of our current rates, fees and loan terms, download our schedule below.<\/p>\n<p><a href=\"https:\/\/cmcdeploytwo.co.nz\/pacific\/wp-content\/uploads\/2026\/06\/Rates-Fees-as-at-Aug-2024.pdf\"><strong>Download our Schedule of Rates &amp; Fees (PDF)<\/strong><\/a><\/p>\n<p>If you&#8217;d prefer to talk through the rates and fees rather than read a PDF, just call us or come into our Avondale office. Our team will explain everything clearly and answer any questions you have \u2026 no jargon, no pressure.[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1783460916768{margin-top: 50px !important;margin-bottom: 50px !important;padding-top: 100px !important;padding-bottom: 30px !important;background-image: url(https:\/\/cmcdeploytwo.co.nz\/pacific\/wp-content\/uploads\/2026\/06\/divider2.svg?id=10) !important;background-position: 0 0 !important;background-repeat: repeat-x !important;}&#8221; wpex_bg_color=&#8221;#cce5f5&#8243; wpex_bg_position=&#8221;top center&#8221;][vc_column width=&#8221;1\/2&#8243;][vc_column_text css=&#8221;.vc_custom_1783461006716{margin-bottom: 40px !important;padding-top: 80px !important;}&#8221;]\n<h2>See what your<br \/>\nrepayments could<br \/>\nlook like<\/h2>\n<p>Most of our customers are surprised how manageable the repayments are.<\/p>\n<p>Use our calculator to check weekly or fortnightly repayments before you apply &#8211; <strong>no commitment, no personal information needed.<\/strong><\/p>\n<p>Join thousands of satisfied customers who&#8217;ve achieved their goals with Pacific Finance. Our online application takes just 2 minutes to complete.<\/p>\n<p>Or call us on\u00a0<a href=\"tel:0800744227\">0800 744\u00a0227<\/a> to discuss your needs.[\/vc_column_text]<a href=\"https:\/\/cmcdeploytwo.co.nz\/pacific\/apply-online\/\" class=\"vcex-button theme-button align-left inline\"><span class=\"vcex-button-inner theme-button-inner wpex-flex wpex-flex-wrap wpex-items-center wpex-justify-center\">Apply Now<\/span><\/a> [\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1783460888570{padding-top: 40px !important;}&#8221;][vc_raw_html css=&#8221;&#8221;]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[\/vc_raw_html][\/vc_column][\/vc_row][vc_row column_spacing=&#8221;0px&#8221; equal_height=&#8221;yes&#8221; css=&#8221;.vc_custom_1782263853976{margin-bottom: 50px !important;}&#8221;][vc_column css_animation=&#8221;slideInLeft&#8221; width=&#8221;1\/3&#8243; wpex_bg_color=&#8221;#f4f5f7&#8243; css=&#8221;.vc_custom_1782264698943{padding-top: 30px !important;padding-right: 30px !important;padding-bottom: 30px !important;padding-left: 30px !important;}&#8221;]<style>.vcex-image.vcex_6a72771089a37 .vcex-image-inner{max-width:150px;}<\/style><figure class=\"vcex-image vcex-module wpex-text-center vcex_6a72771089a37\"><div class=\"vcex-image-inner wpex-relative wpex-inline-block vc_custom_1782263477154\"><img width=\"150\" height=\"1\" src=\"https:\/\/cmcdeploytwo.co.nz\/pacific\/wp-content\/uploads\/2026\/06\/Asset-1.svg\" class=\"vcex-image-img wpex-align-middle\" alt=\"\" loading=\"lazy\" decoding=\"async\" \/><\/div><\/figure>[vc_column_text css=&#8221;.vc_custom_1782263603906{margin-bottom: 30px !important;}&#8221; text_align=&#8221;center&#8221;]\n<h3>APPLY<br \/>\nONLINE<\/h3>\n<p>Our application takes about 2 minutes and you can do it any time.[\/vc_column_text]<div class=\"theme-button-wrap textcenter wpex-clr\"><a href=\"https:\/\/cmcdeploytwo.co.nz\/pacific\/apply-online\/\" class=\"vcex-button theme-button align-center inline\"><span class=\"vcex-button-inner theme-button-inner wpex-flex wpex-flex-wrap wpex-items-center wpex-justify-center\">Apply Now<\/span><\/a><\/div> [\/vc_column][vc_column css_animation=&#8221;slideInDown&#8221; width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1782264706817{padding-top: 30px !important;padding-right: 30px !important;padding-bottom: 30px !important;padding-left: 30px !important;}&#8221; wpex_bg_color=&#8221;#f9f9f8&#8243;]<style>.vcex-image.vcex_6a7277108a87c .vcex-image-inner{max-width:150px;}<\/style><figure class=\"vcex-image vcex-module wpex-text-center vcex_6a7277108a87c\"><div class=\"vcex-image-inner wpex-relative wpex-inline-block vc_custom_1782263700767\"><img width=\"150\" height=\"1\" src=\"https:\/\/cmcdeploytwo.co.nz\/pacific\/wp-content\/uploads\/2026\/06\/Asset-2.svg\" class=\"vcex-image-img wpex-align-middle\" alt=\"\" loading=\"lazy\" decoding=\"async\" \/><\/div><\/figure>[vc_column_text css=&#8221;.vc_custom_1782263722967{margin-bottom: 30px !important;}&#8221; text_align=&#8221;center&#8221;]\n<h3>CALL OUR<br \/>\nTEAM<\/h3>\n<p>Talk to one of our team who will guide you through the process.[\/vc_column_text]<div class=\"theme-button-wrap textcenter wpex-clr\"><a href=\"tel:0800%20744%20227\" class=\"vcex-button theme-button align-center inline\"><span class=\"vcex-button-inner theme-button-inner wpex-flex wpex-flex-wrap wpex-items-center wpex-justify-center\">0800 744 227 <\/span><\/a><\/div> [\/vc_column][vc_column css_animation=&#8221;slideInRight&#8221; width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1782264713835{padding-top: 30px !important;padding-right: 30px !important;padding-bottom: 30px !important;padding-left: 30px !important;}&#8221; wpex_bg_color=&#8221;#f4f5f7&#8243;]<style>.vcex-image.vcex_6a7277108ae08 .vcex-image-inner{max-width:150px;}<\/style><figure class=\"vcex-image vcex-module wpex-text-center vcex_6a7277108ae08\"><div class=\"vcex-image-inner wpex-relative wpex-inline-block vc_custom_1782263759299\"><img width=\"150\" height=\"1\" src=\"https:\/\/cmcdeploytwo.co.nz\/pacific\/wp-content\/uploads\/2026\/06\/Asset-3.svg\" class=\"vcex-image-img wpex-align-middle\" alt=\"\" loading=\"lazy\" decoding=\"async\" \/><\/div><\/figure>[vc_column_text css=&#8221;.vc_custom_1782263778626{margin-bottom: 30px !important;}&#8221; text_align=&#8221;center&#8221;]\n<h3>VISIT US IN<br \/>\nAVONDALE<\/h3>\n<p>Come in and we&#8217;ll sit down with you in person and help you.[\/vc_column_text]<div class=\"theme-button-wrap textcenter wpex-clr\"><a href=\"https:\/\/cmcdeploytwo.co.nz\/pacific\/?page_id=286\" class=\"vcex-button theme-button align-center inline\"><span class=\"vcex-button-inner theme-button-inner wpex-flex wpex-flex-wrap wpex-items-center wpex-justify-center\">Contact Us<\/span><\/a><\/div> [\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; remove_bottom_col_margin=&#8221;true&#8221; css=&#8221;.vc_custom_1782265864646{margin-top: 50px !important;margin-bottom: 0px !important;padding-top: 80px !important;padding-bottom: 80px !important;background-image: url(https:\/\/cmcdeploytwo.co.nz\/pacific\/wp-content\/uploads\/2026\/06\/divider.svg?id=36) !important;background-position: 0 0 !important;background-repeat: repeat-x !important;}&#8221; wpex_bg_color=&#8221;#cce5f5&#8243; wpex_bg_position=&#8221;bottom center&#8221;][vc_column][vc_column_text css=&#8221;.vc_custom_1782264879690{padding-bottom: 40px !important;}&#8221; width=&#8221;90%&#8221; text_align=&#8221;center&#8221;]\n<h2><span style=\"color: #00adee;\">Responsible lending<br \/>\n<\/span>what it means for you<\/h2>\n<p>Pacific Finance is committed to responsible lending. In practice, that means before we approve any loan, we take the time to make sure the loan is genuinely affordable and suitable for your situation.<\/p>\n<p>This isn&#8217;t about making things difficult it&#8217;s about making sure we&#8217;re doing right by you. We&#8217;d rather have an honest conversation upfront than put someone in a position they&#8217;ll struggle with later.<\/p>\n<p>Before your loan is finalised, you&#8217;ll receive full documentation including your loan agreement, disclosure statement and repayment schedule. We&#8217;ll walk you through it all and make sure you understand exactly what you&#8217;re agreeing to.[\/vc_column_text]<style>.vcex-multi-buttons.vcex_6a7277108b2b8 .theme-button,.vcex-multi-buttons.vcex_6a7277108b2b8 .theme-txt-link{border-radius:0px;}<\/style><div class=\"vcex-multi-buttons wpex-flex wpex-flex-wrap wpex-items-center wpex-gap-10 wpex-justify-center vcex_6a7277108b2b8\"><a href=\"https:\/\/cmcdeploytwo.co.nz\/pacific\/apply-online\/\" title=\"Apply Online\" class=\"theme-button flat outline-transparent wpex-text-center vcex-count-1\" style=\"background:#00adee;\" data-wpex-hover=\"{&quot;background&quot;:&quot;#152456&quot;}\">Apply Now<\/a><a href=\"tel:0800%20744%20227\" class=\"theme-button flat outline-transparent wpex-text-center vcex-count-2\" style=\"background:#00adee;\" data-wpex-hover=\"{&quot;background&quot;:&quot;#152456&quot;}\">Call 0800 744 227<\/a><a href=\"https:\/\/cmcdeploytwo.co.nz\/pacific\/\" title=\"Home\" class=\"theme-button flat outline-transparent wpex-text-center vcex-count-3\">Contact Us<\/a><\/div><div class=\"vcex-spacing wpex-w-100 wpex-clear\" style=\"height:50px;\"><\/div>[\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; remove_bottom_col_margin=&#8221;true&#8221;][vc_column]<figure class=\"vcex-image vcex-module vcex-fill-column wpex-text-center\"><div class=\"vcex-image-inner wpex-relative wpex-inline-block\"><img width=\"2400\" height=\"861\" src=\"https:\/\/cmcdeploytwo.co.nz\/pacific\/wp-content\/uploads\/2026\/06\/Footer_4.webp\" class=\"vcex-image-img wpex-align-middle\" alt=\"\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/cmcdeploytwo.co.nz\/pacific\/wp-content\/uploads\/2026\/06\/Footer_4.webp 2400w, https:\/\/cmcdeploytwo.co.nz\/pacific\/wp-content\/uploads\/2026\/06\/Footer_4-300x108.webp 300w, https:\/\/cmcdeploytwo.co.nz\/pacific\/wp-content\/uploads\/2026\/06\/Footer_4-1024x367.webp 1024w, https:\/\/cmcdeploytwo.co.nz\/pacific\/wp-content\/uploads\/2026\/06\/Footer_4-768x276.webp 768w, https:\/\/cmcdeploytwo.co.nz\/pacific\/wp-content\/uploads\/2026\/06\/Footer_4-1536x551.webp 1536w, https:\/\/cmcdeploytwo.co.nz\/pacific\/wp-content\/uploads\/2026\/06\/Footer_4-2048x735.webp 2048w\" sizes=\"auto, (max-width: 2400px) 100vw, 2400px\" \/><\/div><\/figure>[\/vc_column][\/vc_row]\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row full_width=&#8221;stretch_row&#8221; content_placement=&#8221;middle&#8221; column_spacing=&#8221;0px&#8221; css=&#8221;.vc_custom_1782263323255{padding-bottom: 0px !important;background-image: url(https:\/\/cmcdeploytwo.co.nz\/pacific\/wp-content\/uploads\/2026\/06\/blue-pattern-copy.webp?id=127) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: contain !important;}&#8221; wpex_bg_color=&#8221;#cce5f5&#8243; wpex_bg_position=&#8221;right center&#8221;][vc_column width=&#8221;1\/2&#8243;][vc_column_text css=&#8221;.vc_custom_1782265415808{padding-top: 80px !important;padding-bottom: 80px !important;}&#8221;] Rates and fees At Pacific Finance we believe in being completely upfront about what a loan will cost. Before you agree to anything, we&#8217;ll walk you through your repayments, interest rate&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-138","page","type-page","status-publish","hentry","entry","no-media"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 4.9.10 - aioseo.com -->\n\t<meta name=\"description\" content=\"Pacific Finance is upfront about loan costs. 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