{"id":331,"date":"2026-06-25T02:21:58","date_gmt":"2026-06-25T02:21:58","guid":{"rendered":"https:\/\/cmcdeploytwo.co.nz\/pacific\/?page_id=331"},"modified":"2026-06-25T02:23:59","modified_gmt":"2026-06-25T02:23:59","slug":"privacy-policy-2","status":"publish","type":"page","link":"https:\/\/cmcdeploytwo.co.nz\/pacific\/privacy-policy-2\/","title":{"rendered":"Privacy Policy"},"content":{"rendered":"<div class=\"wpb-content-wrapper\">[vc_row full_width=&#8221;stretch_row&#8221; content_placement=&#8221;middle&#8221; column_spacing=&#8221;0px&#8221; css=&#8221;.vc_custom_1782352209285{padding-bottom: 0px !important;background-image: url(https:\/\/cmcdeploytwo.co.nz\/pacific\/wp-content\/uploads\/2026\/06\/white-pattern.webp?id=60) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: contain !important;}&#8221; wpex_bg_color=&#8221;#cce5f5&#8243; wpex_bg_position=&#8221;right center&#8221;][vc_column width=&#8221;1\/2&#8243;][vc_column_text css=&#8221;.vc_custom_1782353755850{padding-top: 80px !important;padding-bottom: 80px !important;}&#8221;]\n<h1><strong>Privacy<br \/>\nPolicy<\/strong><\/h1>\n[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243;][\/vc_column][\/vc_row][vc_row column_spacing=&#8221;60&#8243; remove_bottom_col_margin=&#8221;true&#8221; css=&#8221;.vc_custom_1782265760732{margin-top: 50px !important;margin-bottom: 50px !important;}&#8221;][vc_column][vc_column_text css=&#8221;&#8221; text_align=&#8221;left&#8221;]<strong>Last updated: May 2026<\/strong><\/p>\n<p>Pacific Finance Ltd is committed to protecting your privacy and handling your personal information responsibly.<\/p>\n<p>This Privacy Policy explains how we collect, use, store and disclose your personal information when you use our website, apply for a loan, contact our team or interact with Pacific Finance.<\/p>\n<p>This policy is designed to comply with the Privacy Act 2020 and other relevant New Zealand laws and regulations.<\/p>\n<h3>Who we are<\/h3>\n<p>Pacific Finance Ltd<br \/>\n2018 Great North Road<br \/>\nAvondale, Auckland<\/p>\n<p><strong>Phone:<\/strong> <a href=\"tel:0800 744 227\">0800 744 227<\/a><br \/>\n<strong>Website:<\/strong> <a href=\"https:\/\/www.pacificfinance.co.nz\/\">www.pacificfinance.co.nz<\/a><\/p>\n<h3>What information we collect<\/h3>\n<p>We may collect personal information including:<\/p>\n<ul>\n<li>your name<\/li>\n<li>date of birth<\/li>\n<li>address<\/li>\n<li>phone number<\/li>\n<li>email address<\/li>\n<li>identification documents<\/li>\n<li>driver licence information<\/li>\n<li>employment and income information<\/li>\n<li>bank account information<\/li>\n<li>loan application information<\/li>\n<li>repayment and credit history information<\/li>\n<li>communication records<\/li>\n<li>website usage and analytics information<\/li>\n<\/ul>\n<p>We may also collect information when you:<\/p>\n<ul>\n<li>complete an online application<\/li>\n<li>submit an enquiry form<\/li>\n<li>contact our team by phone or email<\/li>\n<li>visit our website<\/li>\n<li>interact with our advertising or social media channels<\/li>\n<\/ul>\n<h3>How we collect your information<\/h3>\n<p>We collect personal information:<\/p>\n<ul>\n<li>directly from you<\/li>\n<li>through online forms and applications<\/li>\n<li>through phone calls and emails<\/li>\n<li>from credit reporting agencies<\/li>\n<li>from government agencies where permitted by law<\/li>\n<li>from third parties you authorise<\/li>\n<li>through website cookies and analytics tools<\/li>\n<\/ul>\n<h3>Why we collect your information<\/h3>\n<p>We collect and use your information to:<\/p>\n<ul>\n<li>assess and process loan applications<\/li>\n<li>verify your identity<\/li>\n<li>carry out credit and affordability checks<\/li>\n<li>communicate with you<\/li>\n<li>manage loan repayments<\/li>\n<li>respond to enquiries or complaints<\/li>\n<li>comply with legal and regulatory obligations<\/li>\n<li>help prevent fraud<\/li>\n<li>improve our services and website experience<\/li>\n<li>provide marketing communications where permitted<\/li>\n<\/ul>\n<h3>Credit checks and verification<\/h3>\n<p>Where permitted by law, Pacific Finance may carry out credit checks and identity verification checks as part of assessing loan applications or complying with legal obligations, including Anti-Money Laundering and Countering Financing of Terrorism requirements.<\/p>\n<p>This may involve sharing your information with:<\/p>\n<ul>\n<li>credit reporting agencies<\/li>\n<li>government agencies<\/li>\n<li>fraud prevention databases<\/li>\n<li>identity verification providers<\/li>\n<\/ul>\n<h3>How we store and protect your information<\/h3>\n<p>We take reasonable steps to protect personal information from:<\/p>\n<ul>\n<li>loss<\/li>\n<li>misuse<\/li>\n<li>unauthorised access<\/li>\n<li>disclosure<\/li>\n<li>alteration<\/li>\n<\/ul>\n<p>Your information may be stored electronically and in secure business systems used by Pacific Finance and authorised service providers.<\/p>\n<h3>Disclosure of personal information<\/h3>\n<p>We may disclose your personal information:<\/p>\n<ul>\n<li>where required or permitted by law<\/li>\n<li>to credit reporting agencies<\/li>\n<li>to debt collection agencies where necessary<\/li>\n<li>to service providers supporting our business operations<\/li>\n<li>to regulatory or government agencies<\/li>\n<li>where you have authorised us to do so<\/li>\n<\/ul>\n<p>We do not sell your personal information to third parties.<\/p>\n<h3>Marketing communications<\/h3>\n<p>From time to time, Pacific Finance may contact you about products, services or promotions that may be relevant to you.<\/p>\n<p>You can opt out of marketing communications at any time by contacting us or using unsubscribe options where available.<\/p>\n<h3>Cookies and website analytics<\/h3>\n<p>Our website may use cookies, analytics tools and tracking technologies to:<\/p>\n<ul>\n<li>improve website functionality<\/li>\n<li>understand website usage<\/li>\n<li>improve marketing performance<\/li>\n<li>provide a better online experience<\/li>\n<\/ul>\n<p>These tools may include Google Analytics, Meta tracking tools and other digital advertising technologies.<\/p>\n<p>You can adjust your browser settings to disable cookies if you prefer.<\/p>\n<h3>Accessing and correcting your information<\/h3>\n<p>Under the Privacy Act 2020, you have the right to request access to personal information we hold about you and request corrections if required.<\/p>\n<p>To request access or corrections, please contact us using the details below.<\/p>\n<h3>Contact us<\/h3>\n<p>If you have questions about this Privacy Policy or your personal information, please contact:<\/p>\n<p><strong>Pacific Finance Ltd<\/strong><br \/>\n<strong>Email:<\/strong> <a href=\"mailto:loans@pacificfinance.co.nz\">loans@pacificfinance.co.nz<\/a><br \/>\n<strong>Phone:<\/strong> <a href=\"tel:0800 744 227\">0800 744 227<\/a><\/p>\n<h3>Changes to this policy<\/h3>\n<p>Pacific Finance may update this Privacy Policy from time to time.<\/p>\n<p>Any updated version will be published on our website.<\/p>\n[\/vc_column_text][\/vc_column][\/vc_row]\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row full_width=&#8221;stretch_row&#8221; content_placement=&#8221;middle&#8221; column_spacing=&#8221;0px&#8221; css=&#8221;.vc_custom_1782352209285{padding-bottom: 0px !important;background-image: url(https:\/\/cmcdeploytwo.co.nz\/pacific\/wp-content\/uploads\/2026\/06\/white-pattern.webp?id=60) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: contain !important;}&#8221; wpex_bg_color=&#8221;#cce5f5&#8243; wpex_bg_position=&#8221;right center&#8221;][vc_column width=&#8221;1\/2&#8243;][vc_column_text css=&#8221;.vc_custom_1782353755850{padding-top: 80px !important;padding-bottom: 80px !important;}&#8221;] Privacy Policy [\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243;][\/vc_column][\/vc_row][vc_row column_spacing=&#8221;60&#8243; remove_bottom_col_margin=&#8221;true&#8221; css=&#8221;.vc_custom_1782265760732{margin-top: 50px !important;margin-bottom: 50px !important;}&#8221;][vc_column][vc_column_text css=&#8221;&#8221; text_align=&#8221;left&#8221;]Last updated: May 2026 Pacific Finance Ltd is committed to protecting your privacy and handling your personal information responsibly.&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-331","page","type-page","status-publish","hentry","entry","no-media"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 4.9.10 - aioseo.com -->\n\t<meta name=\"description\" content=\"Privacy Policy Last updated: May 2026 Pacific Finance Ltd is 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